๐Ÿ‡ณ๐Ÿ‡ฟ NZ's Independent Private Health Insurance Comparison
๐Ÿ‡ณ๐Ÿ‡ฟ Free ยท No obligation ยท 24hr response

Health Insurance
For You

Everyone's health insurance needs are different. Whether you're an individual, growing family, senior, self-employed, or running a business โ€” we match you to cover that fits perfectly, saving time and money.

  • โœ“Personalised to your situation โ€” individual, family, or business
  • โœ“Compare Southern Cross, nib, AIA & Partners Life
  • โœ“We match the right cover so you don't pay for what you don't need
  • โœ“Free service โ€” advisers are paid by insurers, not you
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Tell us your situation โ€” we'll find the right cover

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Find Cover for Your Situation

Select the option that best describes you for tailored advice and cover options.

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Individuals

Tailored cover for your personal health needs and budget. Get expert advice on the right level of protection for where you are in life.

  • โœ“Hospital cover from ~$60/month
  • โœ“Cancer cover from ~$25/month
  • โœ“Mix and match to suit your budget
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Families

Protect your whole family with a single comprehensive policy. Children are often covered at low or no extra cost.

  • โœ“One policy covers the whole household
  • โœ“Children often added for low cost
  • โœ“Family discounts available
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Seniors

Specialist cover designed for over-65s โ€” with no unexpected age-out surprises. Stay in control of your healthcare.

  • โœ“Cover available regardless of age
  • โœ“Access private specialists fast
  • โœ“No unexpected policy cancellations
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Self-Employed

When you're self-employed, there's no sick leave to fall back on. Income protection and health cover are essential.

  • โœ“Income protection up to 75% of earnings
  • โœ“Hospital cover to stay out of public queues
  • โœ“Tax considerations for self-employed
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Business Owners

Group health plans are a powerful way to attract and retain great staff โ€” and premiums are often tax-deductible.

  • โœ“Group discounts for 3+ employees
  • โœ“Customisable cover levels per role
  • โœ“Premiums often tax-deductible
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New to NZ

New to New Zealand? Understand how the NZ health system works and get the right private cover to protect yourself and your family.

  • โœ“Understand ACC vs private health insurance
  • โœ“Cover available from day one in NZ
  • โœ“Advisers familiar with migrant needs
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Not Sure Where to Start?

The licensed advisers we connect you with will help you find the right cover for your specific situation โ€” at no cost to you.

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