Health Insurance
Coverage Types
From hospital cover that skips public waiting lists to cancer care, income protection and everyday health — we match you to the right coverage and provider, saving you time and money.
- ✓Hospital cover from ~$60/month — skip public waiting lists
- ✓Cancer, specialists, income protection & day-to-day options
- ✓We match cover to your needs — no paying for what you don't need
- ✓Free service — advisers are paid by insurers, not you
Get Coverage Quotes
Compare major NZ providers in 24 hours
Choose Your Coverage
Click any coverage type to learn more and get a tailored quote.
Hospital & Surgical
Skip public waiting lists for planned surgery and specialist hospital care.
Comprehensive Health
Full cover including hospital, specialists, everyday health, and more.
Cancer Care
Access to the latest cancer treatments and non-Pharmac drugs.
Specialist & Diagnostics
Fast access to specialists and diagnostic tests without the public wait.
Day-to-Day Cover
Claim back everyday health costs like GP visits and prescriptions.
Income Protection
Replace your income if illness or injury stops you from working.
Business Health
Group health insurance for your team — a tax-effective employee benefit.
Life Insurance
Protect your family's financial future if the worst happens.
How to Choose the Right Cover
Not sure which coverage type is right for you? The brokers and advisers we work with compare all providers and plans to find the best match for your health needs, family situation, and budget — at no cost to you.
- 🏥Most Kiwis start with Hospital & Surgical — it covers the biggest financial risks
- 🎗️Cancer Cover is critical: 1 in 3 NZ residents will be diagnosed in their lifetime
- 💼Self-employed? Income Protection is essential when there's no sick leave safety net
- 👨👩👧👦Families benefit most from Comprehensive plans covering the whole household
Talk to a Licensed Adviser
No-obligation advice on which cover suits you
Not Sure Which Coverage Is Right for You?
We compare major providers and match you to the best plan for your situation — at no cost to you.
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