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Southern Cross
New Zealand's Most Trusted Health Insurer
4.8/5
Customer Rating
$89
Starting Price
Most Popular
Recognition
NZ Wide
Coverage
About Southern Cross
Southern Cross Health Society is New Zealand's largest health insurer, with a not-for-profit structure that means member benefits come first. Covering over 900,000 New Zealanders, they offer comprehensive policies and strong brand reputation.
Strengths
- ✓Largest NZ health insurer with 900,000+ members
- ✓Not-for-profit structure — surplus returns to members
- ✓Comprehensive policy options including premium cover
- ✓Strong financial stability and claims history
- ✓Established brand with community trust since 1964
- ✓Wide network of private hospitals and specialists
Considerations
- −Often slightly higher premiums than some competitors
- −Digital experience lags slightly behind newer competitors
- −Less flexibility in customising policy structures
- −Premium increases can be higher than others
Best For
- • Families seeking comprehensive cover
- • Those who value not-for-profit structure
- • Kiwis wanting established brand security
- • Comprehensive policy seekers
Coverage Types
Hospital & Surgical
Specialists & Diagnostics
Cancer Care
Day-to-Day Cover
Mental Health Support
Get a Quote
Compare Southern Cross with major NZ providers
Compare Southern Cross with Other Providers
See how Southern Cross stacks up against Southern Cross, nib, AIA, and Partners Life.
View Full Comparison