Business Health
Coverage Guide
Group health insurance for your team — a tax-effective employee benefit. We match you to the right provider and plan — saving you time and, in most cases, money.
- ✓From $55/month — indicative starting price
- ✓Compare Southern Cross, nib, AIA & Partners Life
- ✓Matched to cover that fits — no paying for what you don't need
- ✓Free service — advisers are paid by insurers, not you
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What's Included
Group business health insurance covers your employees and their families. It's a valuable staff benefit that improves retention and productivity — and premiums are often tax-deductible.
Key Benefits
Group discounts available
Employee wellness
Tax-deductible premiums
Customisable cover levels
Quick claims process
Frequently Asked Questions
What does Business Health cover?
Group business health insurance covers your employees and their families. It's a valuable staff benefit that improves retention and productivity — and premiums are often tax-deductible.
Is Business Health essential?
Coverage essentiality depends on your age, health status, and personal circumstances. Hospital and surgical cover is generally considered essential for most New Zealanders. A licensed adviser can help determine what's right for you.
How much does Business Health cost?
Business Health costs from $55 per month depending on your age, health status, and the excess you choose. Younger, healthier individuals typically pay less. You can get a personalised quote from our advisers.
Are there waiting periods?
Most health insurance policies have a 2-3 month general waiting period for new conditions. Some specific conditions like mental health may have longer waiting periods. Accidents are usually covered from day one.
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