💼🇳🇿 Free · No obligation · 24hr response
Health Insurance for Self-Employed
Without employer sick leave, self-employed Kiwis need both health insurance and income protection to manage the financial impact of illness or injury. We match you to the right provider and plan — saving you time and, in most cases, money.
- ✓Income protection insurance replaces 75% of your income if you can't work
- ✓Hospital cover ensures illness doesn't force you into public waiting lists
- ✓Income protection premiums may be tax-deductible for self-employed
- ✓Free service — advisers are paid by insurers, not you
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Personalised self-employed health insurance quotes
Why It Matters
Key Considerations
- •Income protection insurance replaces 75% of your income if you can't work
- •Hospital cover ensures illness doesn't force you into public waiting lists
- •Income protection premiums may be tax-deductible for self-employed
- •Quick access to specialists means quicker diagnosis and return to work
Our Recommendations
- ✓Hospital & Surgical: Essential when there's no sick leave safety net
- ✓Income Protection: Critical — covers 75% of income during illness
- ✓Specialists & Diagnostics: Fast access minimises time off work
- ✓Combination of health + income protection is ideal
Get Your Quote
Personalised self-employed health insurance quotes
Why New Zealanders Choose Us
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Free Service
Our service is completely free. The licensed advisers we work with are paid by providers, not you.
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Independent
We compare major providers — Southern Cross, nib, AIA & Partners Life — with no bias.
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Fast Quotes
Personalised quotes within 24 hours. No waiting, no pressure to proceed.
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Free, no-obligation quotes tailored to your situation — back within 24 hours.
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