Specialist & Diagnostics
Coverage Guide
Fast access to specialists and diagnostic tests without the public wait. We match you to the right provider and plan — saving you time and, in most cases, money.
- ✓From $35/month — indicative starting price
- ✓Compare Southern Cross, nib, AIA & Partners Life
- ✓Matched to cover that fits — no paying for what you don't need
- ✓Free service — advisers are paid by insurers, not you
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What's Included
Specialist and diagnostics cover funds private specialist consultations, MRI scans, CT scans, X-rays, and other diagnostic procedures — giving you fast answers and peace of mind.
Key Benefits
Private specialist access
MRI & CT scans
X-rays & ultrasounds
Lab tests
Fast appointments
Frequently Asked Questions
What does Specialist & Diagnostics cover?
Specialist and diagnostics cover funds private specialist consultations, MRI scans, CT scans, X-rays, and other diagnostic procedures — giving you fast answers and peace of mind.
Is Specialist & Diagnostics essential?
Coverage essentiality depends on your age, health status, and personal circumstances. Hospital and surgical cover is generally considered essential for most New Zealanders. A licensed adviser can help determine what's right for you.
How much does Specialist & Diagnostics cost?
Specialist & Diagnostics costs from $35 per month depending on your age, health status, and the excess you choose. Younger, healthier individuals typically pay less. You can get a personalised quote from our advisers.
Are there waiting periods?
Most health insurance policies have a 2-3 month general waiting period for new conditions. Some specific conditions like mental health may have longer waiting periods. Accidents are usually covered from day one.
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