Disclaimer

General Disclaimer

The information contained on this website is provided for informational and educational purposes only. It is not intended to be professional advice. You should not rely solely on the information contained on this website for any decision or action.

Not Professional Advice

Nothing on this website constitutes financial, legal, or insurance advice. While we provide information about health insurance products and services, the specific advice you receive from our advisers is personalised based on your circumstances and should be considered professional advice. You should seek independent professional advice before making any decisions based on information on this website.

Accuracy of Information

While we endeavour to ensure the accuracy of information on this website, we do not warrant that all information is accurate, complete, or current. Health insurance products and pricing change frequently. Rates, terms, conditions, and features are subject to change. You should confirm all details directly with insurance providers.

No Liability

We are not liable for any loss or damage resulting from your reliance on information on this website, including but not limited to indirect, consequential, or incidental damages.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Use of external links is at your own risk.

Health Insurance Specific

The following disclaimers apply specifically to health insurance information:

• All health insurance policies have exclusions, waiting periods, and conditions. Read your policy documents carefully.
• Medical underwriting applies to all policies. Your individual circumstances will determine your eligibility and premiums.
• Pre-existing conditions may be excluded or subject to longer waiting periods.
• Information about health insurance products is based on current product offerings as of the publication date.
• Quotes provided are estimates based on information you provide and are subject to verification and underwriting.
• Premium increases occur annually at the insurer's discretion.

No Endorsement

Mention of any health insurer, provider, or product does not constitute an endorsement. We aim to provide balanced, independent information to help you make informed decisions.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Your continued use of this website constitutes your acceptance of any changes.

Contact Us

If you have questions about this disclaimer or our information, please contact us at:

Email: hello@cover4you.co.nz