Comprehensive Health
Coverage Guide
Full cover including hospital, specialists, everyday health, and more. We match you to the right provider and plan — saving you time and, in most cases, money.
- ✓From $120/month — indicative starting price
- ✓Compare Southern Cross, nib, AIA & Partners Life
- ✓Matched to cover that fits — no paying for what you don't need
- ✓Free service — advisers are paid by insurers, not you
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What's Included
Comprehensive health insurance bundles hospital cover with everyday medical benefits — GP visits, prescription drugs, dental, optical, and more. It's the most complete health insurance option available in NZ.
Key Benefits
Hospital & surgical
GP visits
Prescriptions
Dental & optical
Mental health support
Frequently Asked Questions
What does Comprehensive Health cover?
Comprehensive health insurance bundles hospital cover with everyday medical benefits — GP visits, prescription drugs, dental, optical, and more. It's the most complete health insurance option available in NZ.
Is Comprehensive Health essential?
Coverage essentiality depends on your age, health status, and personal circumstances. Hospital and surgical cover is generally considered essential for most New Zealanders. A licensed adviser can help determine what's right for you.
How much does Comprehensive Health cost?
Comprehensive Health costs from $120 per month depending on your age, health status, and the excess you choose. Younger, healthier individuals typically pay less. You can get a personalised quote from our advisers.
Are there waiting periods?
Most health insurance policies have a 2-3 month general waiting period for new conditions. Some specific conditions like mental health may have longer waiting periods. Accidents are usually covered from day one.
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