Day-to-Day Cover
Coverage Guide
Claim back everyday health costs like GP visits and prescriptions. We match you to the right provider and plan — saving you time and, in most cases, money.
- ✓From $30/month — indicative starting price
- ✓Compare Southern Cross, nib, AIA & Partners Life
- ✓Matched to cover that fits — no paying for what you don't need
- ✓Free service — advisers are paid by insurers, not you
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Compare Day-to-Day Cover from major NZ providers
What's Included
Day-to-day or everyday health cover reimburses routine medical expenses — GP visits, prescriptions, dental, optical, and physiotherapy. Helps reduce the financial burden of regular healthcare.
Key Benefits
GP consultation rebates
Prescription subsidies
Physio & osteopath
Dental check-ups
Optical allowance
Frequently Asked Questions
What does Day-to-Day Cover cover?
Day-to-day or everyday health cover reimburses routine medical expenses — GP visits, prescriptions, dental, optical, and physiotherapy. Helps reduce the financial burden of regular healthcare.
Is Day-to-Day Cover essential?
Coverage essentiality depends on your age, health status, and personal circumstances. Hospital and surgical cover is generally considered essential for most New Zealanders. A licensed adviser can help determine what's right for you.
How much does Day-to-Day Cover cost?
Day-to-Day Cover costs from $30 per month depending on your age, health status, and the excess you choose. Younger, healthier individuals typically pay less. You can get a personalised quote from our advisers.
Are there waiting periods?
Most health insurance policies have a 2-3 month general waiting period for new conditions. Some specific conditions like mental health may have longer waiting periods. Accidents are usually covered from day one.
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